Individuals & Families
Zion Health Direct Membership
Enjoy being part of a medical cost sharing community you can count on. Zion Health is your advocate, we support our community with amazing sharing features plus additional preventative services like:
Plan come in three IUA options: $1000, $2500 & $5000
What is a
A Medical Need is any major medical event, injury, or medical emergency that is unexpected and causes you to seek medical or professional help. Medical needs include, initial doctor visits, any medical screening, x-rays, MRIs, specialists visits, surgeries, physical therapy and or anything needed to get you back to 100% health.
For each medical need, the community shares in medical expenses after the initial unshareable amount (IUA) is met. This amount paid by the member does not need to be paid again until you are symptom free for 12 months.
What is an IUA?
The Initial Unsharable Amount (IUA) for each member’s medical need is the responsibility of member. All qualified medical expenses after IUA is met are shareable with the Zion Health community at 100% and without an annual or lifetime limit.
The Initial Unsharable Amount (IUA) is better for members than a deductible when a large medical need comes up. Often care for a sickness or injury is not limited to a single calendar year. Members generally save by having an IUA.
Maternity Sharing is included in your Zion Health Membership.
Must be a member 60 days prior to conception
Pregnancy counts as 2 IUAs
Routine Office Visits
3 Standard Ultrasounds
OBGYN, Labor & Delivery
Zion Health pairs your Membership with preventative services like:
Annual Wellness Visit
*These services are included in your Zion Health Direct Membership after 12 months.